ADDITIONAL TERMS

Terms & Services and Privacy Policy

Acceptance of Terms

By accessing or using the My Financial Compass website (the "Site"), you agree to be bound by these Terms & Services and Privacy Policy (the "Agreement"). If you do not agree to these terms, please do not use the Site.

Services

My Financial Compass provides financial consulting services, including but not limited to financial planning, investment advice, and retirement planning. Our services are intended to provide general guidance and information, and do not constitute legal, tax, or accounting advice. You should consult with a qualified professional for such advice.

Use of Site

You may use the Site for lawful purposes only. You may not use the Site:

• In any way that violates any applicable federal, state, local, or international law or regulation.  

• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.  

• To impersonate or attempt to impersonate My Financial Compass, a My Financial Compass employee, another user, or any other person or entity.  

• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm My Financial Compass or users of the Site or expose them to liability.  

Intellectual Property

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by My Financial Compass, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.  

Disclaimer

The information on the Site is provided for general informational purposes only and does not constitute financial, investment, legal, tax, or accounting advice. You should consult with a qualified professional before making any financial decisions.

My Financial Compass makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.  

Limitation of Liability

In no event will My Financial Compass, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, any websites linked to it, any content on the Site or such other websites, or any services or items obtained through the Site or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.  

Indemnification

You agree to defend, indemnify, and hold harmless My Financial Compass, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of the Site, including, but not limited to, your User Contributions, any use of the Site's content, services, and products other than as expressly authorized in these Terms of Service, or your use of any information obtained from the Site.  

Privacy Policy

My Financial Compass is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and disclose your personal information.

Information We Collect

We collect personal information that you provide to us, such as your name, email address, and phone number. We also collect information about your use of the Site, such as your IP address and browsing history.  

Use of Information

We use your personal information to provide and improve our services, to communicate with you, and to comply with legal obligations.  

Disclosure of Information

We may disclose your personal information to our affiliates, service providers, and other third parties as required by law or to provide our services.  

Data Security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure.  

Your Privacy Rights

You have the right to access, correct, or delete your personal information. You also have the right to object to the processing of your personal information.  

Changes to This Agreement

We may update this Agreement from time to time. We will post any changes on the Site.

Contact Us

If you have any questions about this Agreement, please contact us at info@myfinancialcompass.com.